Frequently Asked Questions

Q: What is a Public Adjuster?

A: A Public Adjuster is an insurance claims adjuster who advocates for the policy holder in appraising and negotiating an insurance claim. A Public Adjuster is the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process. 

Q: How much will my public adjuster charge for their services?

 A: All Points Claim Advisors charges a small percentage of the settlement for the services provided to you. We are not paid until you are paid. There are no upfront fees for our services. 

Q: How do I know if I need your services?

A: A consultation is free and without obligation. Please feel free to call us and set-up an appointment to discuss your claim.

Q: Should I feel guilty about filing a claim?

A:  No, not at all. You pay the insurance company to cover the loss of your property. That’s why you have insurance coverage. Your insurance company certainly doesn’t feel guilty when they receive your payments. 

Q: My insurance company sent me a check, but it doesn’t cover all of the damages. What can be done?

A: All Points Claim Advisors will inspect your damage and if necessary, can file a supplemental claim to recover the full amount that you’re entitled to, which is the maximum amount allowed in your policy. 

Q: Can my insurance company drop me or raise my rates if I hire a public adjuster?

A: Absolutely not. You have every right under the law to hire a public adjuster and NOT be penalized for it.